Here at ACB Mortgage Solutions, we know that the role of a Realtor is crucial in the real estate market, serving as a bridge between buyers and sellers. The Realtors we work with have a deep understanding of the local market, helping clients navigate complex transactions with ease. Our Realtors are not just salespeople; they are advisors, negotiators, and advocates for our mutual clients. We work hand in hand with our Realtor partners, making certain that our clients are always put in the best position possible, facilitating an effective market analysis to determine optimal pricing, create effective marketing strategies, and negotiating offers. By leveraging the expertise of our Realtor partners, clients can make informed decisions that align with their financial goals.
At ACB Mortgage Solutions, we pride ourselves on our commitment to excellence and customer satisfaction. Our network of Realtor partners are ready to assist our clients with all of their real estate needs. If you are a Realtor and believe in developing a lasting relationship with your network partners, to always finding the best solution for your homebuyers, and knowing you have an experienced team on your side who will always keep fighting for our clients, then connect with us and see if we could create a mutually beneficial relationship.
Mortgage brokers are the most important partner in ensuring that a Realtor is successful. Your client's ability to get a reliable, affordable loan will make or break a deal.
As a dedicated mortgage brokerage, this is where ACB Mortgage Solutions can help you. We're a local independent business who is focused on providing elite service to our clients and community. Every client has an entire team that is focused on helping them to achieve their dreams and goals of home ownership, and we pride ourselves on our customer service and attentiveness to our clients.
We offer a variety of mortgage programs and products with competitive rates and flexible hassle-free loan options for residential, investment, and business clients. This gives you the ability to give your buyers and investors all of the options available for their specific needs and to find their perfect solution. We can assist your buyers with their right to shop, exploring over a hundred lenders and hundreds of program options, making it easy and more efficient by exploring all of the options at one time, providing a one-stop-shop advantage. Some of the products we offer include:
Residential Mortgages: Do you have a client looking to purchase a home for themselves? Whether it's a primary residence, second home, or vacation home? We have a full spectrum of loan options available with various terms and interest rates to suit different financial needs.
Real Estate Investment Loans: Do you have a client who is looking to invest in properties to generate revenues? Whether rental properties, commercial properties, or renovation opportunities, we have loans that are tailored to meet the needs of investors, often offering flexible terms and faster approvals compared to traditional mortgages.
Small Business Financing: Do you have clients who are looking to expand their businesses? Our small business financing offers capital solutions to help entrepreneurs start, grow, or sustain their businesses, covering needs like equipment, inventory, or working capital. These funding options come in various forms, including term loans, lines of credit, and SBA-backed loans.
Reverse Mortgages: Do you have clients over the age of 62 who are looking to get money out of their existing homes to help with retirement, their next adventure, or even to purchase a vacation home? Our reverse mortgage offerings include some exclusive programs that help create strategic options to supplement income, enjoy retirement, or expand holdings, while remaining in their home.
Each of these have variations and niche offerings and special programs. If there is a scenario you have to help your client, there's a good chance we'll be able to explore it and find a solution to help you move forward with your deal!
We strongly value the importance of team. Unlike most loan officers or banks where you have a single point of contact, and potentially have to wait to reach that individual, we here at ACB Mortgage Solutions work as a closely-knit team. If you need a Pre-Approval letter and your loan officer is driving or in a meeting, a quick phone call to one of our dedicated Account Managers will get you the letter you need so that you are not being held up. Since we do work as a team, our mutual clients will never feel like they are unimportant or waiting for information, as we value and put our clients first, and someone will always be available to address their needs and concerns.
Whether with you or our mutual clients, the importance of communication cannot be emphasized highly enough. Communication is one of our core principles and something every member of the ACB Mortgage Solutions team has deeply engrained within their approach to working with our clients, our Realtor partners, our Title Attorneys, and our lenders. Not only to we believe in prompt, informative, and detailed communication, we also believe in educating along the way. Rather than assuming that someone understands something we may take for granted, we go the extra mile to make sure we fully explain and detail options, or items needed, or why something came back the way it is. Nobody should ever leave a conversation with anyone at ACB Mortgage Solutions and still have questions or feel like they do not understand something. By educating your clients on their options and budget, that will assist you in the home search to make certain your time is being spent looking at the right properties and not something outside of their reach. We also pride ourselves on our communication with our partners, so that there should never be any surprises throughout the process, giving everyone a smooth and transparent homebuying experience.
We have a positive and forward-thinking mind-set for technology. We utilize the latest technology to speed up the traditionally painstaking process of securing a loan. We make those tools fully accessible to our clients and our partners to ensure fast reliable delivery.
Our industry leading technology and innovative partnerships will simplify the entire process, minimizing data entry, reducing time to close, hitting your contract dates, and getting your buyers to the closing table and into their dream home faster. We close most home loans in 21 days or less!
We offer instant funding at the closing table. No hang ups. No delays. No waiting to get paid. Because we don't require a funding authorization number, the process is smooth and seamless for you and your buyers. We have instant funding available for all purchase loans and no delays at the closing table. Funds are disbursed when the buyer signs the closing documents.
When you partner with us, we value that partnership and make sure you benefit from potential repeat business. We monitor our past mutual clients and if they are in the market for a new purchase, we let you know. That way the original team is prepared and when we have our preliminary discussions, we are already offering your services as well to reconnect before they find another real estate agent, so you can build your business by retaining your clients, all at no cost to you. We also have new clients who reach out to us, both residential and investors, who often are without a Realtor of their own. Part of every initial consultation with a client inquires about whether they are already working with a Realtor, and if not, would they like us to refer someone from our trusted network. We always value referring our trusted Realtor partners, helping to ensure a smooth transaction and experience for our clients.
While every client and their individual needs are different, we follow a basic process flow to help keep everyone organized and on track for a smooth transaction, hoping to reduce and even eliminate unnecessary holdups. We seek to get as much information and supporting documentation as we can up front so that anything requested in underwriting we should already be able to provide and help minimize the potential stress the homebuyer or investor may feel having conditions requested of them. The more prepared we are up front, using our team and experience, the smoother the transaction will be for our mutual clients.
Step 1: We prefer to have an initial phone consultation with each client. This is not just asking for information, but an opportunity to get to know the client, what they are looking for, and understanding their motivations. However, we do also utilize technology and our clients can complete their application online whenever it is convenient for them. Whether an initial consultation or a self-guided online application, we pride ourselves on communication and service, so we'll gladly walk the client through the entire process and answer any and every question that they may have.
Step 2: We understand the value of a Pre-Approval over a Pre-Qualification. We'll get your buyers Pre-Approved for their loan. We'll pull their credit and verify their income and assets via paystubs, W2s, 1040s, and bank statements. They'll save time by knowing how much loan they qualify for before beginning their home search! We also provide you with custom Pre-Approval letters for each and every offer that you submit.
Step 3: We'll work with multiple lenders to find the best solution for your clients with the lowest monthly payment, including those available through our exclusive programs.
Step 4: Once you have an accepted offer, we'll guide and prepare your buyers for underwriting. We'll make sure all documentation is up to date and the file is in order to save time and hassle when ready to officially submit the application to the lender.
Step 5: We'll help your buyers order a home appraisal, where the home they are looking to purchase is evaluated against comparable homes nearby to make sure they don't overpay and that the property will pass the guidelines for the loan they are applying for.
Step 6: We'll facilitate the entire process throughout underwriting, addressing any conditions and coordinating with all vested parties to acquire a Clear-to-Close, leading to the closing table when your buyers get the keys to their new dream home!
And naturally, throughout all of those steps, we are available to address any questions from you or your buyers, explore scenarios, research alternatives or niche programs, and help make sure everyone always feels like they know what is going on throughout the process.
Consider a hassle free partnership with ACB Mortgage Solutions to help ensure your success. A partnership with us is mutually beneficial for both of our businesses through shared client leads, two-way referrals, co-marketing strategies, and fostering a sense of trust in each other to properly represent our clients and their best interests. We can get our clients into their dream home in 21 days or less. That's the kind of speed we've become known for! That, and out smooth and easy process - one that gets you to the closing table quickly, impresses your buyers and increases referrals. Pair all of that with a veteran and experienced team that has seen and done it all, a collaborative team atmosphere and approach, exceptional communication, and a core belief that for us our clients mean everything, then it's the kind of service you can expect from us with every loan.
All we're missing is you!
Want to work with us? See how ACB Mortgage Solutions can help you and your business by developing a strong and mutually beneficial relationship? Then fill out the form below and let's get started!
Your request has been submitted.